RateShop.ca | Mortgage Learning Centre
Get the lowest mortgage rates in Canada from RateShop.ca
HELOC vs. Refinancing
By: Ranjit Nanda Published on: 19/12/2025Compare HELOC vs refinancing at year-end 2025. Learn which option improves cash flow, lowers payments, consolidates debt, and fits your 2026 goals.
HELOC vs. Refinance
By: Ali Zaidi Published on: 24/11/2025Compare HELOC vs. refinance options for improving cash flow at year-end 2025. Learn which strategy reduces payments, consolidates debt, and maximizes savings.
💸 Is September 2025 the Right Time to Refinance Your Mortgage?
By: Ali Zaidi Published on: 02/10/2025Discover if September 2025 is the ideal time to refinance your mortgage. Learn how rate trends and lender offers could help lower your monthly payments.
🏠 HELOC vs Refinance: Best Ways to Tap Home Equity in 2025
By: Joe Marker Published on: 21/08/2025New Blog Post Description
5 Year - Fixed Term from
3.89%
*Advertised rates may not be offered by this lender. Mortgage lender offers are aggregated by RateShop & its Brokerage Network subject to change without notice. Speak with our mortgage broker about APR and qualification requirements.